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Brief overview of workers' compensation

Workers' compensation is a form of insurance that is purchased by employers throughout South Carolina and the rest of the country. Each state has its own workers' compensation laws and system that employers must enter into based on the number of employees on their payroll. Today, we will take a brief look at workers' compensation regulations so you have an understanding of the law.

The first thing you need to know about worker's compensation is what it does for you as an injured or sick employee. If the claim is approved you will receive two-thirds of your salary. The date of injury is most often listed as the first day you miss work due to the injury or illness suffered. The compensation can help pay your medical expenses and serve as income replacement. The payments will not be taxed.

Workers' compensation can only be granted for injuries suffered during the scope of employment. If you acted illegally or broke company procedure or policy when you were injured it is highly unlikely that your claim will be approved for payment.

It's important to note that when you file a workers' compensation claim you are waiving your right to sue your employer. The same goes for if you file a lawsuit against your employer, you wind up waiving your right to workers' compensation.

Any pre-existing medical condition or injury that is aggravated by a work-related injury or illness will be covered by workers' compensation. Those pre-existing conditions will not be covered if it is determined that the injury or illness in question did not occur within the scope of employment.

Have you suffered an injury or illness on the job in South Carolina? If so, it's time to file a workers' compensation claim with your employer so you receive the compensation you deserve.

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Doughty Law Firm, LLC
6650 Rivers Ave
North Charleston, SC 29406

Phone: 843-501-9342
Fax: 843-576-5401
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